The first day

We went through our finances basically we are spending more than what my husband earns.

Not even sure how it happened, from being OK to having a panic attack.

What do need to do is stop spending, we don’t need anything , we can make do.

At the moment our goal is to curb the spending and stop completely; saving can’t happen until then.

It worries me that at just shy of £24k is not enough to support two adults and an 18 month old- in south east London anyway.

August is going to be a long month!

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